Predictive Response

Predictive Response is a mechanism that can be used by Kount merchants to submit test requests and receive back predictable RIS responses. This means that a merchant, in order to test RIS, can generate a particular request that is designed to provide one or more specific RIS responses and/or errors. The predictive response inquiries are not actual RIS inquiries, which means the data will never be submitted to the Kount internal database.

An example would be if a merchant wanted to submit a RIS request that would return the very specific responses SCOR = 71, AUTO = E, and GEOX = CA.

Predictive Responses are created using the UDF (User Defined Fields) override option. These User Defined Fields do not need to be created through the Agent Web Console, they can be simply passed in as additional fields in the Predictive Response RIS inquiry.

⚠️ In order to create a Predictive Response RIS Inquiry, the request must contain a specific email parameter in the EMAL field: [email protected].

All other elements of the RIS request you submit must be valid elements and contain the minimum set of required RIS keys.

The basic syntax is: UDF[~K!_label]="foo" ~K!_ is the prefix, label is the desired field for which you want a response, such as SCOR or ERRO, and after the equal sign (=), enter the specific value you want returned. The ~K!_ prefix is required to trigger the UDF to become a predictive response field.

• Example 1: You want to pass in a request that will result in a Kount Score of 42, an Auto Decision of Review.

Request:

    UDF[~K!_SCOR]=42
    UDF[~K!_AUTO]=R

Response:

    SCOR=42
    AUTO=R

• Example 2: You want to pass in a request that will result in a Kount Score of 42, an Auto Decision of Decline and a GEOX of Nigeria.

Request:

    UDF[~K!_SCOR]=42
    UDF[~K!_AUTO]=D
    UDF[~K!_GEOX]=NG

Response:

    SCOR=42
    AUTO=D
    GEOX=NG

• Example 3: You want to send in a request that will result in a Kount Score of 18, an Auto Decision of E, and a 601 System Error code.

Request:

    UDF[~K!_SCOR]=18
    UDF[~K!_AUTO]=E
    UDF[~K!_ERRO]=601

Response:

    AUTO=E
    ERRO=601

You can use UDF overrides to pass in an unlimited number of mock requests but all of the fields you pass in that are not overrides must be valid. In the response, all of the other elements, besides the UDF overrides will be the default values, including MODE and MERC.