disallow list for notifications

[sspenst]

change email/push notification settings to be a disallow list instead of allow list

now when we add new notification types they will automatically be turned on instead of never being turned on

[codecov]

Codecov Report

Attention: 12 lines in your changes are missing coverage. Please review.

Comparison is base (ffbdb78) 81.99% compared to head (93c9796) 82.11%.

Additional details and impacted files

@@            Coverage Diff             @@
##             main    #1029      +/-   ##
==========================================
+ Coverage   81.99%   82.11%   +0.11%     
==========================================
  Files         201      201              
  Lines        5716     5724       +8     
  Branches     1255     1258       +3     
==========================================
+ Hits         4687     4700      +13     
+ Misses        982      978       -4     
+ Partials       47       46       -1     

Files	Coverage Δ
lib/initializeLocalDb.ts	100.00% <100.00%> (ø)
models/schemas/userConfigSchema.ts	100.00% <ø> (ø)
pages/api/internal-jobs/worker/index.ts	94.02% <100.00%> (+0.18%)	⬆️
...s/api/internal-jobs/worker/sendPushNotification.ts	26.08% <100.00%> (+7.03%)	⬆️
pages/api/signup/index.ts	94.11% <100.00%> (+0.78%)	⬆️
pages/api/user-config/index.ts	94.44% <100.00%> (+1.42%)	⬆️
pages/api/user/index.ts	92.59% <ø> (ø)
pages/settings/[[...tab]].tsx	97.56% <0.00%> (ø)
.../api/internal-jobs/worker/sendEmailNotification.ts	42.10% <21.42%> (+13.53%)	⬆️

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