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# Byte-compiled / optimized / DLL files | ||
__pycache__/ | ||
*.py[cod] | ||
*$py.class | ||
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# C extensions | ||
*.so | ||
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# Distribution / packaging | ||
.Python | ||
build/ | ||
develop-eggs/ | ||
dist/ | ||
downloads/ | ||
eggs/ | ||
.eggs/ | ||
lib/ | ||
lib64/ | ||
parts/ | ||
sdist/ | ||
var/ | ||
wheels/ | ||
share/python-wheels/ | ||
*.egg-info/ | ||
.installed.cfg | ||
*.egg | ||
MANIFEST | ||
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# PyInstaller | ||
# Usually these files are written by a python script from a template | ||
# before PyInstaller builds the exe, so as to inject date/other infos into it. | ||
*.manifest | ||
*.spec | ||
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# Installer logs | ||
pip-log.txt | ||
pip-delete-this-directory.txt | ||
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# Unit test / coverage reports | ||
htmlcov/ | ||
.tox/ | ||
.nox/ | ||
.coverage | ||
.coverage.* | ||
.cache | ||
nosetests.xml | ||
coverage.xml | ||
*.cover | ||
*.py,cover | ||
.hypothesis/ | ||
.pytest_cache/ | ||
cover/ | ||
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# Translations | ||
*.mo | ||
*.pot | ||
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# Django stuff: | ||
*.log | ||
local_settings.py | ||
db.sqlite3 | ||
db.sqlite3-journal | ||
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# Flask stuff: | ||
instance/ | ||
.webassets-cache | ||
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# Scrapy stuff: | ||
.scrapy | ||
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# Sphinx documentation | ||
docs/_build/ | ||
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# PyBuilder | ||
.pybuilder/ | ||
target/ | ||
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# Jupyter Notebook | ||
.ipynb_checkpoints | ||
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# IPython | ||
profile_default/ | ||
ipython_config.py | ||
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# pyenv | ||
# For a library or package, you might want to ignore these files since the code is | ||
# intended to run in multiple environments; otherwise, check them in: | ||
# .python-version | ||
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# pipenv | ||
# According to pypa/pipenv#598, it is recommended to include Pipfile.lock in version control. | ||
# However, in case of collaboration, if having platform-specific dependencies or dependencies | ||
# having no cross-platform support, pipenv may install dependencies that don't work, or not | ||
# install all needed dependencies. | ||
#Pipfile.lock | ||
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# poetry | ||
# Similar to Pipfile.lock, it is generally recommended to include poetry.lock in version control. | ||
# This is especially recommended for binary packages to ensure reproducibility, and is more | ||
# commonly ignored for libraries. | ||
# https://python-poetry.org/docs/basic-usage/#commit-your-poetrylock-file-to-version-control | ||
#poetry.lock | ||
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# pdm | ||
# Similar to Pipfile.lock, it is generally recommended to include pdm.lock in version control. | ||
#pdm.lock | ||
# pdm stores project-wide configurations in .pdm.toml, but it is recommended to not include it | ||
# in version control. | ||
# https://pdm.fming.dev/#use-with-ide | ||
.pdm.toml | ||
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# PEP 582; used by e.g. github.com/David-OConnor/pyflow and github.com/pdm-project/pdm | ||
__pypackages__/ | ||
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# Celery stuff | ||
celerybeat-schedule | ||
celerybeat.pid | ||
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# SageMath parsed files | ||
*.sage.py | ||
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# Environments | ||
.env | ||
.venv | ||
env/ | ||
venv/ | ||
ENV/ | ||
env.bak/ | ||
venv.bak/ | ||
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# Spyder project settings | ||
.spyderproject | ||
.spyproject | ||
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# Rope project settings | ||
.ropeproject | ||
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# mkdocs documentation | ||
/site | ||
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# mypy | ||
.mypy_cache/ | ||
.dmypy.json | ||
dmypy.json | ||
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# Pyre type checker | ||
.pyre/ | ||
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# pytype static type analyzer | ||
.pytype/ | ||
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# Cython debug symbols | ||
cython_debug/ | ||
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# PyCharm | ||
# JetBrains specific template is maintained in a separate JetBrains.gitignore that can | ||
# be found at https://github.com/github/gitignore/blob/main/Global/JetBrains.gitignore | ||
# and can be added to the global gitignore or merged into this file. For a more nuclear | ||
# option (not recommended) you can uncomment the following to ignore the entire idea folder. | ||
#.idea/ | ||
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### Python Patch ### | ||
# Poetry local configuration file - https://python-poetry.org/docs/configuration/#local-configuration | ||
poetry.toml | ||
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# ruff | ||
.ruff_cache/ | ||
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# LSP config files | ||
pyrightconfig.json | ||
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# End of https://www.toptal.com/developers/gitignore/api/python |
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# Compound Interest Calculator | ||
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This package provides a `CompoundInterestCalculator` class for calculating compound interest for various financial scenarios. | ||
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## Features | ||
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- Calculate the total amount with compound interest over a period of time. | ||
- Determine the time needed to reach a target amount with compound interest. | ||
- Calculate the required recurring deposit to reach a target amount. | ||
- Calculate the required interest rate to reach a target amount. | ||
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## Installation | ||
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You can install the package using pip: | ||
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```bash | ||
pip install compoundercalc | ||
``` | ||
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## Usage | ||
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### Importing the Calculator | ||
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```python | ||
from compoundercalc.compounder import CompoundInterestCalculator | ||
``` | ||
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### Creating an Instance | ||
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```python | ||
calc = CompoundInterestCalculator(initial_deposit=1000, recurring_deposit=150, num_recurring_per_year=12, interest_rate=0.08) | ||
``` | ||
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### Calculating the Final Amount | ||
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```python | ||
result = calc.final_amount(time_years=10) | ||
print(f"The final amount is: {result:.2f}") | ||
``` | ||
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### Determining the Time to Reach a Target Amount | ||
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```python | ||
years, months, days = calc.time_goal(target_amount=100000) | ||
print(f"Time needed to reach the goal: {years} years, {months} months, and {days} days") | ||
``` | ||
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### Calculating the Required Recurring Deposit | ||
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```python | ||
required_deposit = calc.calc_recurring_deposit(target_amount=100000, total_years=10) | ||
print(f"The required recurring deposit is: {required_deposit:.2f}") | ||
``` | ||
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### Calculating the Required Interest Rate | ||
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```python | ||
try: | ||
required_rate = calc.calc_interest_rate(target_amount=100000, total_years=10) | ||
print(f"The required annual interest rate is: {required_rate:.4f}") | ||
except ValueError as e: | ||
print(e) | ||
``` | ||
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## Running Tests | ||
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To run the tests, use the following command: | ||
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```bash | ||
python -m unittest discover -s test | ||
``` | ||
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## License | ||
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This project is licensed under GNU License. See the [LICENSE](LICENSE) file for details. | ||
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## Contributing | ||
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Contributions are welcome! Please feel free to submit a Pull Request. |
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Compound Interest Calculator | ||
============================ | ||
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This package provides a ``CompoundInterestCalculator`` class for | ||
calculating compound interest for various financial scenarios. | ||
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Features | ||
-------- | ||
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- Calculate the total amount with compound interest over a period of | ||
time. | ||
- Determine the time needed to reach a target amount with compound | ||
interest. | ||
- Calculate the required recurring deposit to reach a target amount. | ||
- Calculate the required interest rate to reach a target amount. | ||
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Installation | ||
------------ | ||
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You can install the package using pip: | ||
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.. code:: bash | ||
pip install compoundercalc | ||
Usage | ||
----- | ||
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Importing the Calculator | ||
~~~~~~~~~~~~~~~~~~~~~~~~ | ||
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.. code:: python | ||
from compoundercalc.compounder import CompoundInterestCalculator | ||
Creating an Instance | ||
~~~~~~~~~~~~~~~~~~~~ | ||
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.. code:: python | ||
calc = CompoundInterestCalculator(initial_deposit=1000, recurring_deposit=150, num_recurring_per_year=12, interest_rate=0.08) | ||
Calculating the Final Amount | ||
~~~~~~~~~~~~~~~~~~~~~~~~~~~~ | ||
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.. code:: python | ||
result = calc.final_amount(time_years=10) | ||
print(f"The final amount is: {result:.2f}") | ||
Determining the Time to Reach a Target Amount | ||
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ | ||
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.. code:: python | ||
years, months, days = calc.time_goal(target_amount=100000) | ||
print(f"Time needed to reach the goal: {years} years, {months} months, and {days} days") | ||
Calculating the Required Recurring Deposit | ||
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ | ||
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.. code:: python | ||
required_deposit = calc.calc_recurring_deposit(target_amount=100000, total_years=10) | ||
print(f"The required recurring deposit is: {required_deposit:.2f}") | ||
Calculating the Required Interest Rate | ||
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ | ||
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.. code:: python | ||
try: | ||
required_rate = calc.calc_interest_rate(target_amount=100000, total_years=10) | ||
print(f"The required annual interest rate is: {required_rate:.4f}") | ||
except ValueError as e: | ||
print(e) | ||
Running Tests | ||
------------- | ||
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To run the tests, use the following command: | ||
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.. code:: bash | ||
python -m unittest discover -s test | ||
License | ||
------- | ||
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This project is licensed under GNU License. See the | ||
`LICENSE <LICENSE>`__ file for details. | ||
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Contributing | ||
------------ | ||
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Contributions are welcome! Please feel free to submit a Pull Request. |
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