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croketillo committed Jun 28, 2024
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172 changes: 172 additions & 0 deletions .gitignore
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# Byte-compiled / optimized / DLL files
__pycache__/
*.py[cod]
*$py.class

# C extensions
*.so

# Distribution / packaging
.Python
build/
develop-eggs/
dist/
downloads/
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lib/
lib64/
parts/
sdist/
var/
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share/python-wheels/
*.egg-info/
.installed.cfg
*.egg
MANIFEST

# PyInstaller
# Usually these files are written by a python script from a template
# before PyInstaller builds the exe, so as to inject date/other infos into it.
*.manifest
*.spec

# Installer logs
pip-log.txt
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# Unit test / coverage reports
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# Translations
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# Django stuff:
*.log
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# End of https://www.toptal.com/developers/gitignore/api/python
80 changes: 80 additions & 0 deletions README.md
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# Compound Interest Calculator

This package provides a `CompoundInterestCalculator` class for calculating compound interest for various financial scenarios.

## Features

- Calculate the total amount with compound interest over a period of time.
- Determine the time needed to reach a target amount with compound interest.
- Calculate the required recurring deposit to reach a target amount.
- Calculate the required interest rate to reach a target amount.

## Installation

You can install the package using pip:

```bash
pip install compoundercalc
```

## Usage

### Importing the Calculator

```python
from compoundercalc.compounder import CompoundInterestCalculator
```

### Creating an Instance

```python
calc = CompoundInterestCalculator(initial_deposit=1000, recurring_deposit=150, num_recurring_per_year=12, interest_rate=0.08)
```

### Calculating the Final Amount

```python
result = calc.final_amount(time_years=10)
print(f"The final amount is: {result:.2f}")
```

### Determining the Time to Reach a Target Amount

```python
years, months, days = calc.time_goal(target_amount=100000)
print(f"Time needed to reach the goal: {years} years, {months} months, and {days} days")
```

### Calculating the Required Recurring Deposit

```python
required_deposit = calc.calc_recurring_deposit(target_amount=100000, total_years=10)
print(f"The required recurring deposit is: {required_deposit:.2f}")
```

### Calculating the Required Interest Rate

```python
try:
required_rate = calc.calc_interest_rate(target_amount=100000, total_years=10)
print(f"The required annual interest rate is: {required_rate:.4f}")
except ValueError as e:
print(e)
```

## Running Tests

To run the tests, use the following command:

```bash
python -m unittest discover -s test
```

## License

This project is licensed under GNU License. See the [LICENSE](LICENSE) file for details.

## Contributing

Contributions are welcome! Please feel free to submit a Pull Request.
96 changes: 96 additions & 0 deletions README.rst
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Compound Interest Calculator
============================

This package provides a ``CompoundInterestCalculator`` class for
calculating compound interest for various financial scenarios.

Features
--------

- Calculate the total amount with compound interest over a period of
time.
- Determine the time needed to reach a target amount with compound
interest.
- Calculate the required recurring deposit to reach a target amount.
- Calculate the required interest rate to reach a target amount.

Installation
------------

You can install the package using pip:

.. code:: bash
pip install compoundercalc
Usage
-----

Importing the Calculator
~~~~~~~~~~~~~~~~~~~~~~~~

.. code:: python
from compoundercalc.compounder import CompoundInterestCalculator
Creating an Instance
~~~~~~~~~~~~~~~~~~~~

.. code:: python
calc = CompoundInterestCalculator(initial_deposit=1000, recurring_deposit=150, num_recurring_per_year=12, interest_rate=0.08)
Calculating the Final Amount
~~~~~~~~~~~~~~~~~~~~~~~~~~~~

.. code:: python
result = calc.final_amount(time_years=10)
print(f"The final amount is: {result:.2f}")
Determining the Time to Reach a Target Amount
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

.. code:: python
years, months, days = calc.time_goal(target_amount=100000)
print(f"Time needed to reach the goal: {years} years, {months} months, and {days} days")
Calculating the Required Recurring Deposit
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

.. code:: python
required_deposit = calc.calc_recurring_deposit(target_amount=100000, total_years=10)
print(f"The required recurring deposit is: {required_deposit:.2f}")
Calculating the Required Interest Rate
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

.. code:: python
try:
required_rate = calc.calc_interest_rate(target_amount=100000, total_years=10)
print(f"The required annual interest rate is: {required_rate:.4f}")
except ValueError as e:
print(e)
Running Tests
-------------

To run the tests, use the following command:

.. code:: bash
python -m unittest discover -s test
License
-------

This project is licensed under GNU License. See the
`LICENSE <LICENSE>`__ file for details.

Contributing
------------

Contributions are welcome! Please feel free to submit a Pull Request.
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