GitHub - anagramik/laravel-swiftdil-api-wrapper: This is a SwiftDil API wrapper for Laravel aplications

Example

<?php

use DogeDev\SwiftDil\SwiftDilAPI;

class Example 
{
    //{client-id}
    protected $clientId; 
    //{client-secret}
    protected $clientSecret; 
    // {https://sandbox.swiftdil.com/v1} or {https://api.swiftdil.com/v1}
    protected $url;
    
    public function __construct($clientId, $clientSecret, $url) 
    {
        $this->url          = $url;    
        $this->clientId     = $clientId; 
        $this->clientSecret = $clientSecret; 
    }
    
    public function getItAll()
    {
        return (new SwiftDilAPI($this->clientId, $this->clientSecret, $this->url))->Customer()->getAll();        
    }   
}

List of entities and methods

Customer
Risk Profile
- Retrive a risk profile
Document
Screening
Match
Association
- Retrieve an association
- List all associations
Document Verification
Identity Verification
Report
File
Note

Customer

A customer represents the individual or company the various checks are being performed on. To initiate a check, a customer must be created first. The API allows you to create, retrieve, update, and delete your customers. You can retrieve specific customers as well as a list of all your customers.

A customer must first be created to facilitate all further checks. Once a customer is created, we will automatically generate a risk profile.

Customer object

ATTRIBUTES

column name	type	for	description
id	string	INDIVIDUAL AND COMPANY	The unique identifier for the customer.
created_at	datetime	INDIVIDUAL AND COMPANY	The unique identifier for the customer.
updated_at	datetime	INDIVIDUAL AND COMPANY	The unique identifier for the customer.
type	string	INDIVIDUAL AND COMPANY	The customer type. Valid values are `INDIVIDUAL`or`COMPANY`.
joined_at	datetime	INDIVIDUAL AND COMPANY	The date and time when the customer was registered with you. This is relevant for users that migrate existing customers.
email	string	INDIVIDUAL AND COMPANY	The customer’s email address.
telephone	string	INDIVIDUAL AND COMPANY	The customer’s telephone number.
mobile	string	INDIVIDUAL AND COMPANY	The customer’s mobile number.
addresses	list address	INDIVIDUAL AND COMPANY	A list of addresses associated with customer.
title	string	INDIVIDUAL	The customer’s title. Valid values are MR, MRS, MISS, or MS.
first_name	string	INDIVIDUAL	The customer’s first name.
middle_name	string	INDIVIDUAL	The customer’s middle name.
last_name	string	INDIVIDUAL	The customer’s last name.
maiden_name	string	INDIVIDUAL	The customer’s maiden name.
alternative_first_name	string	INDIVIDUAL	The customer’s alternative or new first name.
alternative_middle_name	string	INDIVIDUAL	The customer’s alternative or new middle name.
alternative_last_name	string	INDIVIDUAL	The customer’s alternative or new last name.
dob	date	INDIVIDUAL	The customer’s date of birth. The format is YYYY-MM-DD.
gender	string	INDIVIDUAL	The customer’s gender. Valid values are `MALE`, `FEMALE`, or `OTHER`.
nationality	string	INDIVIDUAL	The customer’s nationality. This will be the three-letter country ISO code.
birth_country	string	INDIVIDUAL	The customer’s country of birth. This will be the three-letter country ISO code.
special_occupation	string	INDIVIDUAL	The customer’s occupation. Valid values can be any of the occupation categories we support.
company_name	string	COMPANY	The company name.
alternative_company_name	string	COMPANY	The company's alternative or new name.
incorporation_number	string	COMPANY	The company’s incorporation number.
incorporation_type	string	COMPANY	The company’s incorporation type. Valid values are: 1.`SOLE_TRADER` 2.`PRIVATE_LIMITED` 3.`LIMITED_LIABILITY_PARTNERSHIP` 4.`PUBLIC_LIMITED`
incorporation_country	string	COMPANY	The company’s country of incorporation. This will be the three-letter country ISO code.
business_purpose	string	COMPANY	The company’s business purpose. Valid values are: 1.`REGULATED_ENTITY` 2.`PRIVATE_ENTITY` 3.`UNREGULATED_FUND` 4.`TRUST` 5.`FOUNDATION` 6.`RELIGIOUS_BODY` 7.`GOVERNMENT_ENTITY` 8.`CHARITY` 9.`CLUB` 10.`SOCIETY`
primary_contact_name	string	COMPANY	The company’s primary contact full name.
primary_contact_email	string	COMPANY	The company’s primary contact email address.

Address attribute

column name	type	for	description
type	string	x	The address type. Valid values are `PRIMARY`, `ALTERNATIVE`, or `OTHER`.
property_number	string	x	The property number for this address.
property_name	string	x	The property name for this address.
line	string	x	The first line of the customer’s address.
extra_line	string	x	The second line of the customer’s address.
city	string	x	The city or town of the customer’s address.
state_or_province	string	x	The county, state or province of the customer’s address. If US customer, the US states must use the USPS abbreviation (refer to ISO 3166-2), for example NY, MI, or CA.
postal_code	string	x	The post or zip code of the customer’s address. This is a required field.
country	string	x	The country of the customer’s address. This will be the three-letter country ISO code.
from_date	date	x	The date the customer moved in to this address. The format is `YYYY-MM-DD`.
to_date	date	x	The date the customer moved out of this address. The format is `YYYY-MM-DD`. Leave as null if currently residing in address.

line, city, postal_code and country are the minimum required attributes for a valid address. Where the address breakdown is available, please ensure they are supplied into the correct attributes. For example, use property_number and property_name if known, rather than storing them into line or extra_line.

As part of the match object, only the available address attributes will be returned for example the postal_code will not be returned when not available for a given watchlist entity.

Example Response:

{
    "id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "created_at": "2017-01-17T23:46:26Z",
    "updated_at": "2017-01-17T23:46:26Z",
    "type" : "INDIVIDUAL",
    "title" : "MR",
    "first_name" : "John",
    "middle_name": "A.",
    "last_name" : "Doe",
    "email" : "[email protected]",
    "dob" : "1980-01-01",
    "gender": "MALE",
    "addresses" : [
        {
            "type": "PRIMARY",
            "property_name": "Custom House",
            "line": "Main Street",
            "extra_line": "City Square",
            "city": "Aldgate",
            "state_or_province": "London",
            "postal_code": "E99 0ZZ",
            "country": "GBR",
            "from_date": "2010-01-01"
        }
    ]
}

Create a customer

Creates a new customer object.

ATTRIBUTES

type required
email required
first_name required
last_nam required
company_name required

Example Request:

$data = [
    "type" => "INDIVIDUAL",
    "email" => "[email protected]",
    "title" => "MR",
    "first_name" => "John",
    "middle_name"=> "A.",
    "last_name" => "Doe",
    "dob" => "1980-01-01",
    "gender"=> "MALE",
    "addresses" => [
        [
            "type"=> "PRIMARY",
            "property_name"=> "Custom House",
            "line"=> "Main Street",
            "extra_line"=> "City Square",
            "city"=> "Aldgate",
            "state_or_province"=> "London",
            "postal_code"=> "E99 0ZZ",
            "country"=> "GBR",
            "from_date"=> "2010-01-01"
        ]
    ]
]

(new SwiftDilAPI())->Customer()->create($data);

Example Response

{
    "id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "created_at": "2017-01-17T23:46:26Z",
    "updated_at": "2017-01-17T23:46:26Z",
    "type" : "INDIVIDUAL",
    "title" : "MR",
    "first_name" : "John",
    "middle_name": "A.",
    "last_name" : "Doe",
    "email" : "[email protected]",
    "dob" : "1980-01-01",
    "gender": "MALE",
    "addresses": [
        {
            "type": "PRIMARY",
            "property_name": "Custom House",
            "line": "Main Street",
            "extra_line": "City Square",
            "city": "Aldgate",
            "state_or_province": "London",
            "postal_code": "E99 0ZZ",
            "country": "GBR",
            "from_date": "2010-01-01"
        }
    ]
}

Retrieve a customer

Retrieves the details of an existing customer. You need only supply the unique customer identifier that was returned upon customer creation.

ATTRIBUTES

customer_id require The unique identifier for the customer.

Example Request:

(new SwiftDilAPI())->Customer()->get($customerId);

Example Response:

{
    "id": "7e375d53-5265-4cb4-b9bf-19d37ef11a9a",
    "created_at": "2017-01-24T12:30:10Z",
    "updated_at": "2017-01-24T12:30:10Z",
    "type": "COMPANY",
    "company_name": "John Doe's Bakery",
    "incorporation_type": "PRIVATE_LIMITED",
    "incorporation_country": "GBR",
    "business_purpose": "PRIVATE_ENTITY",
    "email": "[email protected]",
    "primary_contact_name": "John Doe",
    "primary_contact_email": "[email protected]",
    "addresses":[
        {
            "type": "PRIMARY",
            "property_number": "10",
            "property_name": "Atrium House",
            "line": "Main Business Park",
            "city": "Knutsford",
            "state_or_province": "Cheshire",
            "postal_code": "W99 6ZZ",
            "country": "GBR",
            "from_date": "2015-01-01"
       }
    ]
}

Update a customer

Updates the details of an existing customer. This is an idempotent method and will require all fields you have on the customer to be provided as part of request. This will ensure customer details held in your system are in line with the details held by SwiftDil.

Please note, the customer type will not be editable once set. Additionally, certain fields will not be editable once the customer has undergone a check:

ATTRIBUTES

customer_id require The unique identifier for the customer.

Example Request:

$data = [
    "type" => "INDIVIDUAL",
    "email" => "[email protected]",
    "title" => "MR",
    "first_name" => "John",
    "middle_name"=> "Smith",
    "last_name" => "Doe",
    "dob" => "1980-01-01",
    "gender"=> "MALE",
    "addresses" => [
        [
            "type"=> "PRIMARY",
            "property_name"=> "Custom House",
            "line"=> "Main Street",
            "extra_line"=> "City Square",
            "city"=> "Aldgate",
            "state_or_province"=> "London",
            "postal_code"=> "E99 0ZZ",
            "country"=> "GBR",
            "from_date"=> "2010-01-01"
        ]
    ],
]

(new SwiftDilAPI())->Customer()->update($customerId, $data);

Example Response:

{
    "id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "created_at": "2017-01-17T23:46:26Z",
    "updated_at": "2017-02-01T12:10:11Z",
    "type" : "INDIVIDUAL",
    "title" : "MR",
    "first_name" : "John",
    "middle_name": "Smith",
    "last_name" : "Doe",
    "email" : "[email protected]",
    "dob" : "1980-01-01",
    "gender": "MALE",
    "addresses": [
        {
            "type": "PRIMARY",
            "property_name": "Custom House",
            "line": "Main Street",
            "extra_line": "City Square",
            "city": "Aldgate",
            "state_or_province": "London",
            "postal_code": "E99 0ZZ",
            "country": "GBR",
            "from_date": "2010-01-01"
        }
    ]
}

Delete a customer

Deletes an existing customer. You need only supply the unique customer identifier that was returned upon customer creation. Also deletes any documents and notes on the customer. Please note, once a customer has undergone any type of checks (e.g. screening), they can no longer be deleted.

DELETE https://api.swiftdil.com/v1/customers/{customer_id}

Example Request:

(new SwiftDilAPI())->Customer()->delete($customerId)

List all customers

Lists all existing customers. The customers are returned sorted by creation date, with the most recent customers appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

GET https://api.swiftdil.com/v1/customers

    (new SwiftDilAPI())->Customer()->getAll();

Risk profile

The risk profile is designed to provide you with a high-level snapshot of the key customer attributes and risk indicators that will assist you in shaping your ongoing customer relationship. It facilitates a risk-based framework for Client Due Diligence (CDD) and Enhanced Due Diligence (EDD).

The values of the risk profile are calculated by SwiftDil’s proprietary risk engine and cannot be overridden.

The risk attributes are indicative. Therefore, we recommend you exercise the necessary due diligence and controls in line with your risk-based approach.

The API allows you to retrieve your customer’s risk profile.

The risk profile object

column name	type	description
profile	hash, profile object	Represents a set of attributes key to customer on-boarding. The attributes are automatically derived from the various checks and operations conducted on your customers.
risk	hash, risk object	Represents a set of key risk factors associated with your customer, to assist you with on-boarding and due diligence.
last_trigger	string	The trigger that caused the latest update. Valid values are: 1. `CUSTOMER_CREATED` 2. `PERSONAL_DETAILS_UPDATE` 3. `CUSTOMER_SCREENING` 4. `ODD_SCREENING` 5. `COUNTRY_SCORE_UPDATE` 6. `OCCUPATION_SCORE_UPDATE`
last_updated	datetime	The date and time when the risk profile was last updated.

Profile attributes

column name	type	description
watchlist_entity	boolean	This will be set to `true` if a customer is found to be in a global sanctions and watchlists, or `false` if no watchlist relation is found. Default value is null if no relevant checks or operations have been conducted.
politically_exposed	boolean	This will be set to `true` if a customer is found to be politically exposed, or `false` if no political exposure is found. Default value is null if no relevant checks or operations have been conducted.
disqualified_entity	boolean	This will be set to `true` if a customer is found to be a disqualified entity, or `false` if no disqualification is found. Default value is null if no relevant checks or operations have been conducted.
relative_or_close_associate	boolean	This will be set to `true` if a customer is found to be related to a politically exposed or watchlist entity (company or individual), or `false` if no relation is found. Default value is null if no relevant checks or operations have been conducted.
adverse_media_exposed	boolean	This will be set to `true` if a customer is found to be associated with adverse media, or `false` if no adverse media relation is found. Default value is null if no relevant checks or operations have been conducted.

Risk attributes

column name	type	description
watchlist	boolean	This indicates watchlist risk level, which is automatically calculated by SwiftDil upon the completion of a screening request with watchlist in its scope. Valid values are `HIGH` when set, or null when not set.
political_exposure	boolean	This indicates political exposure level, which is automatically calculated by SwiftDil upon the completion of a screening request with PEP in its scope. Valid values are `HIGH`, `MEDIUM` and `LOW` when set, or null when not set.
relationship	boolean	This indicates relationship risk level, which is automatically calculated by SwiftDil upon the completion of a screening request. Valid values are `HIGH`, `MEDIUM` and `LOW` when set, or null when not set.
occupation	string	This represents the occupation risk level, which is automatically calculated by SwiftDil upon the completion of a screening request with PEP in its scope. This is only applicable to customers with political exposure. Valid values are `HIGH`, `MEDIUM` and `LOW` when set, or null when not set.
country	string	This represents the country risk level, which is automatically calculated by SwiftDil based on customer country details, which include the `address`, `nationality`, and `incorporation_country`. Valid values are `HIGH`, `MEDIUM` and `MEDIUM` when set, or null when not set.

Example Response:

{
    "profile": {
        "politically_exposed": false,
        "disqualified_entity": false,
        "watchlist_entity": false,
        "relative_or_close_associate": false,
        "adverse_media_exposed": null
    },
    "risk": {
        "political_exposure": "LOW",
        "occupation": "LOW",
        "country": "LOW",
        "watchlist": null,
        "relationship": null,
        "overall": "LOW"
    },
    "last_trigger": "PERSONAL_DETAILS_UPDATE",
    "last_updated": "2017-06-26T12:09:34Z"
}

Retrieve a risk profile

ATTRIBUTES

customer_id require The unique identifier for the customer.

Retrieves the risk profile of an existing customer.

Example Request:

(new SwiftDilAPI())->RiskProfile()->getCustomerRiskProfile($customerId)

Example Response:

{
    "profile": {
        "politically_exposed": false,
        "disqualified_entity": false,
        "watchlist_entity": false,
        "relative_or_close_associate": false,
        "adverse_media_exposed": null
    },
    "risk": {
        "political_exposure": "LOW",
        "occupation": "LOW",
        "country": "LOW",
        "watchlist": null,
        "relationship": null,
        "overall": "LOW"
    },
    "last_trigger": "PERSONAL_DETAILS_UPDATE",
    "last_updated": "2017-06-26T12:09:34Z"
}

Document

Documents can be created for a given customer for the following purposes:

Secure and centralised document storage. Perform certain checks such as authenticity and integrity analysis for ID documents e.g passports. The documents API allows you to create, update, and delete documents. It also provide you with ability to upload image verification relevant attachments to our global document delivery infrastructure.

A document can be created without any attachments as they are optional. This means the document object can used to capture your customer’s document details without the need of uploading any attachments. These can be uploaded at a later time.

Document object

column name	type	description
id	string	The unique identifier for the document.
created_at	datetime	The date and time when the document was created.
updated_at	datetime	The date and time when the document was updated.
type	string	The type of document. Valid values are: 1.`PASSPORT` 2.`DRIVING_LICENSE` 3.`NATIONAL_INSURANCE_NUMBER` 4.`SOCIAL_SECURITY_NUMBER` 5.`TAX_ID_NUMBER` 6.`NATIONAL_ID_CARD` 7.`VISA` 8.`POLLING_CARD` 9.`RESIDENCE_PERMIT` 10.`OTHER`
issuing_country	string	The country that issued the document. This will be the three-letter country ISO code.
issuing_authority	string	The authority or organisation that issued the document.
document_number	string	The unique number associated with document e.g. passport number for a document of type `PASSPORT`.
document_name	string	The name of the document e.g. Bank Letter.
document_description	string	The description of the document e.g. Bank letter confirming John Doe’s address history.
mrz_line1	string	The first line of MRZ string.
mrz_line2	string	The second line of MRZ string.
mrz_line3	string	The third line of MRZ string.
front_side	hash, file attachments object	The list of attributes pertaining to the front side file attachment of the document.
back_side	hash, file attachments object	The list of attributes pertaining to the back side file attachment of the document.
issue_date	date	The issue date of the document. The format is `YYYY-MM-DD`.
expiry_date	date	The expiry date of the document. The format is `YYYY-MM-DD`.

Example Response:

{
    "id": "d78913a9-7dcd-46c8-a8fc-91b4f85329f5",
    "type": "PASSPORT",
    "document_name": "Customer passport",
    "document_description": "Primary ID document",
    "document_number": "N1234567890",
    "issuing_country": "GBR",
    "issue_date": "2010-01-01",
    "expiry_date": "2020-01-01",
    "created_at": "2017-06-28T08:04:32Z",
    "updated_at": "2017-06-28T08:04:32Z",
    "front_side": {
        "id": "cb3673b1-003d-49e4-ac49-3462bf704232",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "foo.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "back_side": {
        "id": "6aa4d0c6-d7d4-4dbd-8a04-ad2491d0cef6",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "bar.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "mrz_line1": "IDFRABERTHIER<<<<<<<<<<<<<<<<<<<<<<<",
    "mrz_line2": "N1234567890JOHN<<<<<<<<<<<<6512068F4"
}

Create and upload a document

Creates a new document object. Optionally, attachments can be uploaded as part of the document creation. attachments must be uploaded as a multi-part form and the file size must not exceed 5MB.

ATTRIBUTES

customer_id required
type required

Example Request:

$data = [
    'front_side'           => $data['front_side'],
    'back_side'            => $data['back_side'],
    'type'                 => $data['type'],
    'document_name'        => $data['document_name'],
    'document_description' => $data['document_description'],
    'document_number'      => $data['document_number'],
    'issuing_country'      => $data['issuing_country'],
    'issue_date'           => $data['issue_date'],
    'expiry_date'          => $data['expiry_date'],
    'mrz_line1'            => $data['mrz_line1'],
    'mrz_line2'            => $data['mrz_line2'],
];

(new SwiftDilAPI())->Document()->createAndUpload($customerId, $data)

Example Response:

{
    "id":  "d78913a9-7dcd-46c8-a8fc-91b4f85329f5",
    "type": "PASSPORT",
    "document_name": "Customer passport",
    "document_description": "Primary ID document",
    "document_number": "N1234567890",
    "issuing_country": "GBR",
    "issue_date": "2010-01-01",
    "expiry_date": "2020-01-01",
    "created_at": "2017-06-28T08:04:32Z",
    "updated_at": "2017-06-28T08:04:32Z",
    "front_side": {
        "id": "cb3673b1-003d-49e4-ac49-3462bf704232",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "foo.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "back_side": {
        "id": "6aa4d0c6-d7d4-4dbd-8a04-ad2491d0cef6",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "bar.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "mrz_line1": "IDGBRDOE<<<<<<<<<<<<<<<<<<<<<<<<<<<<",
    "mrz_line2": "N1234567890JOHN<<<<<<<<<<<<6512068F4"
}

Retrieve a document

Retrieves the details of an existing document. You need to supply the unique customer and document identifier.

ATTRIBUTES

customer_id required
document_id required

Example Request:

(new SwiftDilAPI())->Document()->get($customerId, $documentId)

{
    "id": "d78913a9-7dcd-46c8-a8fc-91b4f85329f5",
    "type": "PASSPORT",
    "document_name": "Customer passport",
    "document_description": "Primary ID document",
    "document_number": "N1234567890",
    "issuing_country": "GBR",
    "issue_date": "2010-01-01",
    "expiry_date": "2020-01-01",
    "created_at": "2017-06-28T08:04:32Z",
    "updated_at": "2017-06-28T08:04:32Z",
    "front_side": {
        "id": "cb3673b1-003d-49e4-ac49-3462bf704232",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "foo.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "back_side": {
        "id": "6aa4d0c6-d7d4-4dbd-8a04-ad2491d0cef6",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "bar.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "mrz_line1": "IDGBRDOE<<<<<<<<<<<<<<<<<<<<<<<<<<<<",
    "mrz_line2": "N1234567890JOHN<<<<<<<<<<<<6512068F4"
}

Download a document

Downloads a previously uploaded document. You need to supply the unique customer and document identifier. Optionally, you can specify which side of a document to download by specifying the side parameter, with front or back as the value. When the side parameter is not explicitly specified, the front side will be downloaded by default.

ATTRIBUTES

customer_id required
document_id required
side optional, front or back

Example Request:

(new SwiftDilAPI())->Document()->download($customerId, $documentId)

or with side attribute

(new SwiftDilAPI())->Document()->download($customerId, $documentId, $side)

Update a document

Updates the details of an existing document. This is an idempotent method and will require all fields you have on the document (including attachments if applicable) to be provided as part of request. This will ensure document details held in your system are in line with the details held by SwiftDil.

Please note, a document attachment will not be editable once it had undergone a image verification check. Similarly, the MRZ lines will not be editable once an MRZ verification check had been made.

ATTRIBUTES

customer_id required
document_id required
type required

Example Request:

$data = [
    'front_side'           => $data['front_side'],
    'back_side'            => $data['back_side'],
    'type'                 => $data['type'],
    'document_name'        => $data['document_name'],
    'document_description' => $data['document_description'],
    'document_number'      => $data['document_number'],
    'issuing_country'      => $data['issuing_country'],
    'issue_date'           => $data['issue_date'],
    'expiry_date'          => $data['expiry_date'],
    'mrz_line1'            => $data['mrz_line1'],
    'mrz_line2'            => $data['mrz_line2'],
];

(new SwiftDilAPI())->Document()->update($customerId, $documentId, $data)

{
    "id": "d78913a9-7dcd-46c8-a8fc-91b4f85329f5",
    "type": "DRIVING_LICENSE",
    "document_name": "Customer driving license",
    "document_description": "Primary ID document",
    "document_number": "N1234567890",
    "issuing_country": "GBR",
    "issue_date": "2010-01-01",
    "expiry_date": "2020-01-01",
    "created_at": "2017-06-28T08:04:32Z",
    "updated_at": "2017-06-28T12:01:06Z",
    "front_side": {
        "id": "cb3673b1-003d-49e4-ac49-3462bf704232",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "foo.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    },
    "back_side": {
        "id": "6aa4d0c6-d7d4-4dbd-8a04-ad2491d0cef6",
        "created_at": "2017-06-28T08:04:32Z",
        "updated_at": "2017-06-28T08:04:32Z",
        "filename": "bar.jpg",
        "content_type": "image/jpeg",
        "size": 15,
        "locked" : false
    }
}

List all documents

Lists all existing documents associated with a given customer. The documents are returned sorted by creation date, with the most recent documents appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTES

customer_id required

(new SwiftDilAPI())->Document()->getAll($clientId)

Screening

SwiftDil enables you to meet your AML screening commitments through the application of our proprietary scorecard and fuzzy logic to screen your customer against our comprehensive database.

The API allows you to create and retrieve screening requests. Depending on the scope, a request can include the following screening types : global watchlists (including CIA Watchlists, Government Sanctions, Anti-Terrorism and AML Watchlists), Politically Exposed Persons (PEPs), adverse media and disqualified entities.

Screening object

column name	type	description
id	string	The unique identifier for the screening.
customer_id	string	The unique identifier for the customer.
report_id	string	The unique identifier for the report. This is generated once a screening status is `DONE`.
entity_name	string	The concatenated `first_name` and `last_name` of the customer if an individual, or `company_name` if a company.
created_at	datetime	The date and time when the screening was created.
updated_at	datetime	The date and time when the screening or related matches were updated.
scope	list screening type	The list of screening types to be performed.
outcome	hash	Provides summary of screening result, in line with the selected screening scope. The format will be a list of key-value pairs where each of the keys is the screening scope and the value is the screening result.
status	string	The overall status of the screening for the entire scope. Values can be: 1.`CREATED` - indicates screening request is created. 2.`PENDING` - indicates one or more of the screenings in scope are either `IN_PROGRESS` or `AWAITING_VALIDATION`. 3.`DONE` - indicates all the screenings in scope have been completed by SwiftDil and matches validated via the matches API where applicable. This means, all the screenings in scope have a status of `CONFIRMED`, `DISMISSED` or `CLEAR`.

SCREENING TYPE

The following table outlines the various screening types available and their respective country coverage.

Scope name	Description	Coverage
`WATCHLIST`	We will search your customer against our global watchlists. We will also highlight if your customer is Related or a Close Associate (RCA) of a watchlist or sanctioned entity, be it an individual or an organisation.	Global
`PEP`	We will search your customer against our politically exposed persons (PEP) database. We will also highlight if your customer is Related or a Close Associate (RCA) of a PEP entity.	Global
`DISQUALIFIED_ENTITIES`	We will search your customer against our disqualified entities database which also includes disqualified , banned and barred individuals and companies.	Global
`ADVERSE_MEDIA`	We will search your customer against our adverse media database of hand-picked articles from trusted news outlets.	Global

SCREENING RESULT

Screening result	Description
IN_PROGRESS	Indicates the screening is still being processed by SwiftDil.
AWAITING_VALIDATION	Indicates SwiftDil has found one or more potential matches against your customer. These matches will require manual validation using the Matches endpoint.
CONFIRMED	Indicates at least one match has been confirmed using the Matches endpoint.
DISMISSED	Indicates that all the screening matches have been dismissed by you as they were not deemed to be genuine matches (i.e. false positives).
CLEAR	Indicates SwiftDil has not found your customer or any potential matches in the relevant databases, as per the scope you specified. Potential matches are determined by SwiftDil’s fuzzy scorecard logic and the pre-defined sensitivity thresholds.

Example Response:

{
    "id": "123456-7890-4cb4-b9bf-12a34bc56d7e",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "Jane Doe",
    "created_at": "2017-01-21T13:00:16Z",
    "updated_at": "2017-01-21T13:00:16Z",
    "scope": ["PEP","WATCHLIST","DISQUALIFIED_ENTITIES"],
    "status": "PENDING",
    "outcome": {
        "PEP": "CLEAR",
        "WATCHLIST": "AWAITING_VALIDATION",
        "DISQUALIFIED_ENTITIES": "CLEAR"
    }
}

Create a screening

Creates a new screening object.

ATTRIBUTES

customer_id required
scope required - A list of the screenings to be performed.

Example Request:

$data = [
    "PEP",
    "WATCHLIST",
    "DISQUALIFIED_ENTITIES"
];

(new SwiftDilAPI())->Screening()->create($customerId, $data)

Example Response:

{
    "id": "123456-7890-4cb4-b9bf-12a34bc56d7e",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "Jane Doe",
    "created_at": "2017-01-21T13:00:16Z",
    "updated_at": "2017-01-21T13:00:16Z",
    "scope": ["PEP","WATCHLIST","DISQUALIFIED_ENTITIES"],
    "status": "PENDING",
    "outcome": {
        "PEP": "CLEAR",
        "WATCHLIST": "AWAITING_VALIDATION",
        "DISQUALIFIED_ENTITIES": "CLEAR"
    }
}

Retrieve a screening

Retrieves the details of an existing screening. You need to supply the unique customer and screening identifier.

ATTRIBUTE

customer_id required
screening_id required

Example Request:

(new SwiftDilAPI())->Screening()->get($customerId, $screeningId);

Example Response:

{
    "id": "123456-7890-4cb4-b9bf-12a34bc56d7e",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "Jane Doe",
    "created_at": "2017-01-21T13:00:16Z",
    "updated_at": "2017-01-21T13:00:16Z",
    "scope": ["PEP","WATCHLIST","DISQUALIFIED_ENTITIES"],
    "status": "PENDING",
    "outcome": {
        "PEP": "CLEAR",
        "WATCHLIST": "AWAITING_VALIDATION",
        "DISQUALIFIED_ENTITIES": "CLEAR"
    }
}

List all screenings for customer

Lists all existing screenings for a given customer. The screenings are returned sorted by creation date, with the most recent screenings appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTES

customer_id required

Example Request:

(new SwiftDilAPI())->Screening()->getAll($customerId);

Search screenings

Search for screenings across all existing customers. The screenings are returned sorted by creation date, with the most recent screenings appearing first. The following optional parameters can be used to refine the response.

ATTRIBUTES

Matche

A screening request may result in one or multiple matches. A match object represents a potential match as determined by SwiftDil’s fuzzy scorecard logic and pre-defined thresholds.

The matches API allows you to retrieve and validate matches relating to a given screening request. The validation of a potential match refers to either confirmation or dismissal of the match once you have reviewed the details at hand.

The match object

Example Response:

{
    "id": "123456-7890-4cb4-b9bf-12a34bc56dff",
    "created_at": "2017-01-21T15:00:16Z",
    "updated_at": "2017-01-21T15:00:16Z",
    "entity_type": "INDIVIDUAL",
    "match_type": ["SPECIAL_INTEREST_PERSON"],
    "validation_result": "AWAITING_VALIDATION",
    "names": [
        {
            "name_type": "PRIMARY_NAME",
            "first_name": "John",
            "last_name": "Doe"
        },
        {
            "name_type": "ALSO_KNOWN_AS",
            "first_name": "Jo",
            "last_name": "Doe"
        }
    ],
    "documents": [
        {
            "type": "PASSPORT",
            "number": "A123456789"
        },
        {
            "type": "DRIVING_LICENSE",
            "number": "B987654321",
            "note": "Registered by Customs Office"
        }
    ],
    "addresses": [
        {
            "line": "Middle house",
            "city": "Forest Hill",
            "Country": "GBR"
        },
        {
            "line": "Old house, main street",
            "city": "Aldgate",
            "Country": "GBR"
        }
    ],
    "references": [
        {
            "name": "OFAC Specially Designated National",
            "status": "CURRENT",
            "from_date": {
                "month": "02",
                "year": "2015"
            }
        }
    ],
    "countries_of_reported_allegation": [
        "GBR",
        "DEU"
    ],
    "countries_of_citizenship": [
        "GBR"
    ],
    "dobs": [
        {
            "month": "01",
            "year": "1980"
        }
    ],
    "gender": "MALE",
    "image_uri": [
        "http://example.example/images/sample1.jpg",
        "http://example.example/images/sample2.jpg"
    ],
    "deceased": false,
    "scorecard": {
        "overall_score": 91.85,
        "breakdown": [
            {
                "field_name": "name",
                "field_value": "John Doe",
                "score": 100,
                "risk_weight": 45,
                "risk_weighted_score": 45,
                "normalised_score": 33.33
            },
            {
                "field_name": "dob",
                "field_value": "01/1980",
                "score": 90,
                "risk_weight": 20,
                "risk_weighted_score": 18,
                "normalised_score": 13.33
            },
            {
                "field_name": "gender",
                "field_value": "MALE",
                "score": 100,
                "risk_weight": 10,
                "risk_weighted_score": 10,
                "normalised_score": 7.41
            },
            {
                "field_name": "address",
                "field_value": "Old house st., Aldgate, GBR",
                "score": 85,
                "risk_weight": 60,
                "risk_weighted_score": 51,
                "normalised_score": 37.78,
                "breakdown": [
                    {
                        "field_name": "country",
                        "field_value": "GBR",
                        "score": 100,
                        "risk_weight": 15,
                        "risk_weighted_score": 15,
                        "normalised_score": 25

                    },
                    {
                        "field_name": "city",
                        "field_value": "Aldgate",
                        "score": 100,
                        "risk_weight": 15,
                        "risk_weighted_score": 15,
                        "normalised_score": 25

                    },
                    {
                        "field_name": "line",
                        "field_value": "Old house st.",
                        "score": 70,
                        "risk_weight": 30,
                        "risk_weighted_score": 21,
                        "normalised_score": 35
                    }
                ]}
            ]}
        }
    }
}

Retrieve a match

Retrieves the details of an existing match. You need to supply the unique customer, screening and match identifier.

ATTRIBUTES

customer_id required
screening_id required
match_id required

Example Request:

(new SwiftDilAPI())->Match()-get($customerId, $screeningId, $matchId);

Example Response:

{
    "id": "123456-7890-4cb4-b9bf-12a34bc56dff",
    "created_at": "2017-01-21T15:00:16Z",
    "updated_at": "2017-01-21T15:00:16Z",
    "entity_type": "INDIVIDUAL",
    "match_type": ["SPECIAL_INTEREST_PERSON"],
    "validation_result": "AWAITING_VALIDATION",
    "names": [
        {
            "name_type": "PRIMARY_NAME",
            "first_name": "John",
            "last_name": "Doe"
        },
        {
            "name_type": "ALSO_KNOWN_AS",
            "first_name": "Jo",
            "last_name": "Doe"
        }
    ],
    "documents": [
        {
            "type": "PASSPORT",
            "number": "A123456789"
        },
        {
            "type": "DRIVING_LICENSE",
            "number": "B987654321",
            "note": "Registered by Customs Office"
        }
    ],
    "addresses": [
        {
            "line": "Middle house",
            "city": "Forest Hill",
            "Country": "GBR"
        },
        {
            "line": "Old house, main street",
            "city": "Aldgate",
            "Country": "GBR"
        }
    ],
    "references": [
        {
            "name": "OFAC Specially Designated National",
            "status": "CURRENT",
            "from_date": {
                "month": "02",
                "year": "2015"
            }
        }
    ],
    "countries_of_reported_allegation": [
        "GBR",
        "DEU"
    ],
    "countries_of_citizenship": [
        "GBR"
    ],
    "dobs": [
        {
            "month": "01",
            "year": "1980"
        }
    ],
    "gender": "MALE",
    "image_uri": [
        "http://example.example/images/sample1.jpg",
        "http://example.example/images/sample2.jpg"
    ],
    "deceased": false,
    "scorecard": {
        "overall_score": 91.85,
        "breakdown": [
            {
                "field_name": "name",
                "field_value": "John Doe",
                "score": 100,
                "risk_weight": 45,
                "risk_weighted_score": 45,
                "normalised_score": 33.33
            },
            {
                "field_name": "dob",
                "field_value": "01/1980",
                "score": 90,
                "risk_weight": 20,
                "risk_weighted_score": 18,
                "normalised_score": 13.33
            },
            {
                "field_name": "gender",
                "field_value": "MALE",
                "score": 100,
                "risk_weight": 10,
                "risk_weighted_score": 10,
                "normalised_score": 7.41
            },
            {
                "field_name": "address",
                "field_value": "Old house st., Aldgate, GBR",
                "score": 85,
                "risk_weight": 60,
                "risk_weighted_score": 51,
                "normalised_score": 37.78,
                "breakdown": [
                    {
                        "field_name": "country",
                        "field_value": "GBR",
                        "score": 100,
                        "risk_weight": 15,
                        "risk_weighted_score": 15,
                        "normalised_score": 25

                    },
                    {
                        "field_name": "city",
                        "field_value": "Aldgate",
                        "score": 100,
                        "risk_weight": 15,
                        "risk_weighted_score": 15,
                        "normalised_score": 25

                    },
                    {
                        "field_name": "line",
                        "field_value": "Old house st.",
                        "score": 70,
                        "risk_weight": 30,
                        "risk_weighted_score": 21,
                        "normalised_score": 35
                    }
                ]
            }
        ]
    }
}

List all matches

Lists all existing matches. The matches are returned sorted by overall score, with the highest scoring matches appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTE

customer_id required
screening_id required

(new SwiftDilAPI())->Match()-get($customerId, $screeningId);

Confirm a match

Confirms a customer match. You need to supply the unique customer, screening and match identifier.

ATTRIBUTES

customer_id required
screening_id required
match_id required

(new SwiftDilAPI())->Match()->confirm($customerId, $screeningId, $matchId);

Dismiss a match

Dismisses a customer match. You need to supply the unique customer, screening and match identifier.

ATTRIBUTES

customer_id required
screening_id required
match_id required

(new SwiftDilAPI())->Match()->dismiss($customerId, $screeningId, $matchId);

Confirm multiple matches

Confirms multiple customer matches. You need to supply the unique customer, screening and match identifiers.

ATTRIBUTES

customer_id required
screening_id required
matchIds required

(new SwiftDilAPI())->Match()->confirmMultiple($customerId, $screeningId, $matchIds);

Dismiss multiple matches

Dismisses multiple customer matches. You need to supply the unique customer, screening and match identifiers.

ATTRIBUTES

customer_id required
screening_id required
matchIds required

(new SwiftDilAPI())->Match()->dismissMultiple($customerId, $screeningId, $matchIds);

Associations

The API allows you to retrieve entities associated with a given match. The associated entities can be other individuals or companies.

Association object

Retrieve an association

Retrieves the details of an existing association. You need to supply the unique customer, screening, match and association identifier.

ATTRIBUTE

customer_id required
screening_id required
match_id required
association_id required

Example Request:

(new SwiftDilAPI())->Association()->get($customerId, $screeningId, $matchId, $associationId);

Example Response:

{
    "id": "123456-7890-4cb4-b9bf-01f11dc85e11",
    "created_at": "2017-01-21T15:00:16Z",
    "updated_at": "2017-01-21T15:00:16Z",
    "entity_type": "INDIVIDUAL",
    "match_type": ["RELATIVE_OR_CLOSE_ASSOCIATE"],
    "association_type": "WIFE",
    "direction": "OUTBOUND",
    "status": "CURRENT",
    "names": [
        {
            "name_type": "PRIMARY_NAME",
            "first_name": "Sue",
            "last_name": "Doe"
        }
    ],
    "addresses": [
        {
            "line": "Middle house",
            "city": "Forest Hill",
            "Country": "GBR"
        },
        {
            "line": "Old house, main street",
            "city": "Aldgate",
            "Country": "GBR"
        }
    ],
    "image_uri": [
        "http://example.example/images/sample3.jpg",
    ]
}

List all associations

Lists all existing associations. The associations are returned sorted by creation date, with the most recent associations appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTE

customer_id required
screening_id required
match_id required

Example Request:

(new SwiftDilAPI())->Association()->get($customerId, $screeningId, $matchId);

Document Verification

SwiftDil offers an extensive array of out-of-the-box document verifications. Two verification types exist:

MRZ verification performs analysis checks on the Machine Readable Zone (MRZ) values specified by the user.
Image verification performs image, Optical Character Recognition (OCR), and MRZ analysis on the attachments associated with the supplied document.

The table below lists the various analysis checks that are undertaken by SwifDil’s document verification engine, depending on the verification type you opt for.

Analysis Type	Verification	Description
authenticity_analysis	`IMAGE`, `MRZ`	Asserts whether the document is a fake, a specimen, or a copy.
integrity_analysis	`IMAGE`, `MRZ`	Asserts whether the document was of a valid and an identifiable format
content_analysis	`IMAGE`	Asserts whether data extracted by OCR from multiple places on the document is consistent with the data held in MRZ.
mrz_analysis	`IMAGE`, `MRZ`	Asserts whether MRZ data is valid and adheres to the internationally-recognised standards.
consistency_analysis	`IMAGE`, `MRZ`	Asserts whether data on the document is consistent with customers detailed held by SwiftDil e.g. Asserts whether the name on a passport is the same as your customer’s name.
expiration_check	`IMAGE`, `MRZ`	Checks whether the document at hand has expired or not.

Depending on the document type and issuing country, images of both sides of the document may be required. The table below specifies the document types for which both sides are required:

Name	Country	Type
National Identity Card	EU and European Free Trade Association	`NATIONAL_ID_CARD`
Driving License	Canada	`DRIVING_LICENSE`
Visa	Biometric Residence Permit	`VISA`

The API allows you to create and retrieve document verification requests.

Document verification objecti

Document verification object

Example Response:

{
    "created_at": "2017-11-10T22:54:17Z",
    "updated_at": "2017-11-10T22:54:17Z",
    "document_id": "c29ed1c4-59ee-4b8f-ab9c-4829fabaffd5",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "John Doe",
    "type": "IMAGE",
    "outcome": {
        "authenticity_analysis": {
            "status": "ERROR",
            "breakdown": [
                {
                    "type": "MRZ_MATCHING_TYPE",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "MRZ_VISUAL_FORMAT",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "PHOTO_LOCATION",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "DAYLIGHT_COLOUR_ANALYSIS",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "DOCUMENT_SPECIMEN",
                    "status": "ERROR"
                },
                {
                    "type": "VISUAL_SECURITY_ELEMENTS",
                    "status": "NOT_APPLICABLE"
                }
            ]
        },
        "integrity_analysis": {
            "status": "CLEAR",
            "breakdown": [
                {
                    "type": "ISSUE_COUNTRY",
                    "status": "CLEAR"
                },
                {
                    "type": "DOCUMENT_TYPE_EXPIRATION",
                    "status": "CLEAR"
                },
                {
                    "type": "VALIDITY_OUT_OF_COUNTRY",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "NATIONALITY_MATCH",
                    "status": "CLEAR"
                },
                {
                    "type": "DOCUMENT_RECOGNISED",
                    "status": "CLEAR"
                },
                {
                    "type": "ISSUE_DATE",
                    "status": "CLEAR"
                }
            ]
        },
        "content_analysis": {
            "status": "NOT_APPLICABLE",
            "breakdown": [
                {
                    "type": "DOC_NUMBER_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "LAST_NAME_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "FIRST_NAME_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "BIRTH_DATE_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                }
            ]
        },
        "mrz_analysis": {
            "status": "CLEAR",
            "breakdown": [
                {
                    "type": "MRZ_FIELDS_FORMAT",
                    "status": "CLEAR"
                },
                {
                    "type": "MRZ_CHECKSUM",
                    "status": "CLEAR"
                }
            ]
        },
        "consistency_analysis": {
            "status": "ATTENTION",
            "breakdown": [
                {
                    "type": "CUSTOMER_DOB",
                    "status": "ATTENTION"
                },
                {
                    "type": "CUSTOMER_BIRTH_PLACE",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "CUSTOMER_NATIONALITY",
                    "status": "ATTENTION"
                },
                {
                    "type": "CUSTOMER_LAST_NAME",
                    "status": "ATTENTION"
                },
                {
                    "type": "CUSTOMER_GENDER",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "CUSTOMER_FIRST_NAME",
                    "status": "ATTENTION"
                }
            ]
        },
        "expiration_check": {
            "status": "ATTENTION",
            "breakdown": [
                {
                    "type": "DOCUMENT_EXPIRATION",
                    "status": "ATTENTION"
                }
            ]
        }
    },
    "properties": {
        "document_type": "NATIONAL_IDENTITY_CARD",
        "document_data": {
            "document_number": "GZ000030E",
            "mrz_line1": "IDGIBGZ000030E2Q15000174<<<<<<",
            "mrz_line2": "7402061M2501280GBR<<<<<<<<<<<0",
            "mrz_line3": "FREEMAN<<PAUL<JAMES<<<<<<<<<<<",
            "issuing_country": "GIB",
            "expiry_date": {
                "day": 28,
                "month": 1,
                "year": 2025
            }
        },
        "holder_data": {
            "first_name": [
                "PAUL",
                "JAMES"
            ],
            "last_name": [
                "FREEMAN"
            ],
            "dob": {
                "day": 6,
                "month": 2,
                "year": 1974
            },
            "nationality": "GBR",
            "gender": "MALE"
        },
        "extracted_images": []
    },
    "status": "DONE",
    "id": "42583ade-f2b9-4bed-903a-bc46a215040c"
}

Create a document verification

Creates a new document verification object.

ATTRIBUTES

customer_id required
type required, IMAGE or MRZ
document_id required

Example Request:

$data = [
    'document_id' => 'd78913a9-7dcd-46c8-a8fc-91b4f85329f5',
    'type'        => 'IMAGE',
],

(new SwiftDilAPI())->DocumentVerification()->create($customerId, $data);

Retrieve a document verification

Retrieves the details of an existing document verification. You need to supply the unique customer and document verification identifier.

ATTRIBUTES

customer_id required
verification_id required

Example Request:

(new SwiftDilAPI())->DocumentVerification()->get($customerId, $verificationId)

Example Response:

{
    "created_at": "2017-11-10T22:54:17Z",
    "updated_at": "2017-11-10T22:54:17Z",
    "document_id": "c29ed1c4-59ee-4b8f-ab9c-4829fabaffd5",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "John Doe",
    "type": "IMAGE",
    "outcome": {
        "authenticity_analysis": {
            "status": "ERROR",
            "breakdown": [
                {
                    "type": "MRZ_MATCHING_TYPE",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "MRZ_VISUAL_FORMAT",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "PHOTO_LOCATION",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "DAYLIGHT_COLOUR_ANALYSIS",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "DOCUMENT_SPECIMEN",
                    "status": "ERROR"
                },
                {
                    "type": "VISUAL_SECURITY_ELEMENTS",
                    "status": "NOT_APPLICABLE"
                }
            ]
        },
        "integrity_analysis": {
            "status": "CLEAR",
            "breakdown": [
                {
                    "type": "ISSUE_COUNTRY",
                    "status": "CLEAR"
                },
                {
                    "type": "DOCUMENT_TYPE_EXPIRATION",
                    "status": "CLEAR"
                },
                {
                    "type": "VALIDITY_OUT_OF_COUNTRY",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "NATIONALITY_MATCH",
                    "status": "CLEAR"
                },
                {
                    "type": "DOCUMENT_RECOGNISED",
                    "status": "CLEAR"
                },
                {
                    "type": "ISSUE_DATE",
                    "status": "CLEAR"
                }
            ]
        },
        "content_analysis": {
            "status": "NOT_APPLICABLE",
            "breakdown": [
                {
                    "type": "DOC_NUMBER_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "LAST_NAME_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "FIRST_NAME_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "BIRTH_DATE_RECOGNISED",
                    "status": "NOT_APPLICABLE"
                }
            ]
        },
        "mrz_analysis": {
            "status": "CLEAR",
            "breakdown": [
                {
                    "type": "MRZ_FIELDS_FORMAT",
                    "status": "CLEAR"
                },
                {
                    "type": "MRZ_CHECKSUM",
                    "status": "CLEAR"
                }
            ]
        },
        "consistency_analysis": {
            "status": "ATTENTION",
            "breakdown": [
                {
                    "type": "CUSTOMER_DOB",
                    "status": "ATTENTION"
                },
                {
                    "type": "CUSTOMER_BIRTH_PLACE",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "CUSTOMER_NATIONALITY",
                    "status": "ATTENTION"
                },
                {
                    "type": "CUSTOMER_LAST_NAME",
                    "status": "ATTENTION"
                },
                {
                    "type": "CUSTOMER_GENDER",
                    "status": "NOT_APPLICABLE"
                },
                {
                    "type": "CUSTOMER_FIRST_NAME",
                    "status": "ATTENTION"
                }
            ]
        },
        "expiration_check": {
            "status": "ATTENTION",
            "breakdown": [
                {
                    "type": "DOCUMENT_EXPIRATION",
                    "status": "ATTENTION"
                }
            ]
        }
    },
    "properties": {
        "document_type": "NATIONAL_IDENTITY_CARD",
        "document_data": {
            "document_number": "GZ000030E",
            "mrz_line1": "IDGIBGZ000030E2Q15000174<<<<<<",
            "mrz_line2": "7402061M2501280GBR<<<<<<<<<<<0",
            "mrz_line3": "FREEMAN<<PAUL<JAMES<<<<<<<<<<<",
            "issuing_country": "GIB",
            "expiry_date": {
                "day": 28,
                "month": 1,
                "year": 2025
            }
        },
        "holder_data": {
            "first_name": [
                "PAUL",
                "JAMES"
            ],
            "last_name": [
                "FREEMAN"
            ],
            "dob": {
                "day": 6,
                "month": 2,
                "year": 1974
            },
            "nationality": "GBR",
            "gender": "MALE"
        },
        "extracted_images": []
    },
    "status": "DONE",
    "id": "42583ade-f2b9-4bed-903a-bc46a215040c"
}

List all document verifications for customer

Lists all existing document verifications for a given customer. The verifications are returned sorted by creation date, with the most recent verifications appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTE

customer_id required

(new SwiftDilAPI())->DocumentVerification()->getAll($customerId);

Identity Verification

SwiftDil uses the latest in computer vision and biometric algorithms to calculate a similarity score of how likely two faces belong to the same person.

The API allows you to create and retrieve identity verification requests.

Only JPEG, PNG, and BMP formats are currently supported. The allowed image file size is from 1KB to 4MB.

Identity Verification object

Example Response:

{
    "created_at": "2017-11-10T22:54:17Z",
    "updated_at": "2017-11-10T22:54:17Z",
    "document_id": "c29ed1c4-59ee-4b8f-ab9c-4829fabaffd5",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "John Doe",
    "selfie_id": "a7794f29-ed41-4ceb-8fce-9b368d570059",
    "status": "DONE",
    "face_match": true,
    "similarity": 0.9531,
    "face_analysis":{
        "selfie_image":{
            "age": 25,
            "gender": "MALE",
            "exposure_level" : "GOOD_EXPOSURE",
            "noise_level" : "LOW",
            "blur_level" : "LOW"
        },
        "identity_document":{
            "age": 22,
            "gender": "MALE",
            "exposure_level" : "GOOD_EXPOSURE",
            "noise_level" : "LOW",
            "blur_level" : "LOW"
        }
    },
    "id": "6eb21-78cd-4cb4-b9bf-12a31ac44e1e"
}

Create an identity verification

Creates a new identity verification object.

ATTRIBUTES

customer_id required
document_id required
selfie required

Example Request:

$data = [
    'document_id' => $data['document_id'],
    'selfie'      => base64_encode($data['image']),
];

(new SwiftDilAPI())->IdentityVerification()->create($customerId, $data);

Retrieve an identity verification

Retrieves the details of an existing identity verification. You need to supply the unique customer and identity verification identifier.

ATTRIBUTES

customer_id required
identification_id required

Example Request:

(new SwiftDilAPI())->IdentityVerification()->get($customerId, $identificationId);

Example Response:

{
    "created_at": "2017-11-10T22:54:17Z",
    "updated_at": "2017-11-10T22:54:17Z",
    "document_id": "c29ed1c4-59ee-4b8f-ab9c-4829fabaffd5",
    "customer_id": "b19872d0-07ea-4d04-84eb-eb7758869b28",
    "entity_name": "John Doe",
    "selfie_id": "a7794f29-ed41-4ceb-8fce-9b368d570059",
    "status": "DONE",
    "face_match": true,
    "similarity": 0.9531,
    "face_analysis":{
        "selfie_image":{
            "age": 25,
            "gender": "MALE",
            "exposure_level" : "GOOD_EXPOSURE",
            "noise_level" : "LOW",
            "blur_level" : "LOW"
        },
        "identity_document":{
            "age": 22,
            "gender": "MALE",
            "exposure_level" : "GOOD_EXPOSURE",
            "noise_level" : "LOW",
            "blur_level" : "LOW"
        }
    },
    "id": "6eb21-78cd-4cb4-b9bf-12a31ac44e1e"
}

List all identity verifications for customer

Lists all existing identity verifications for a given customer. The verifications are returned sorted by creation date, with the most recent verifications appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTES

customer_id required

Example Request:

(new SwiftDilAPI())->IdentityVerification()->getAll($customerId);

Report

Each report type is associated with its own set of parameters, passed in a key-value format:

Report Type	Parameters	Description
`SCREENING_REPORT`	`screening_id` string	Generates a report for a completed screening request.

Retrieve a report

Retrieves the details of an existing report. You need to supply the unique report identifier.

ATTRIBUTES

report_id required

Example Request:

(new SwiftDilAPI())->Report()->get($reportId);

Example Response:

{
    "id" : "4bf7a508-8de8-467e-9c7c-3244fd71fd98",
    "name" : "My first report",
    "type" : "SCREENING_REPORT",
    "parameters" : {
        "screening_id" : "5d2aa508-8de8-467e-9c7c-6dd4fd71fd98"
    },
    "created_at" : "2018-02-11T12:00:16Z"
}

Download a report

Downloads a report document. You need to supply the unique report identifier and extension.

ATTRIBUTES

report_id required
extension required PDF

Example Request:

(new SwiftDilAPI())->Report()->download($reportId, $extension);

List all reports

Lists all existing reports. The reports are returned sorted by creation date, with the most recent reports appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

Example Request:

(new SwiftDilAPI())->Report()->getAll();

File

Several of our services, such as document verification and identity verification , make use of file attachments in order to execute a check.

The files API allows you to retrieve, update, upload, download and delete any of these files. It provides means to upload and download files as multipart/form-data or application/json (i.e. Base64 encoded content).

File object

Column name	Type	Description
id	string	The unique identifier for the file.
created_at	datetime	The date and time when the file was created.
updated_at	datetime	The date and time when the file was updated.
filename	string	The file name.
size	string	The size of the file in bytes. Required for an `application/json` request.
content_type	string	The MIME-standard content type of the file (e.g. `image/jpeg`).
content	string	Base64 encoded file content. Required for an `application/json` request.
file	form-data parameter	An attribute indicating a path to the local file to be uploaded. Required for a `multipart/form-data` request.
locked	boolean	This will be set to `true` if the file is locked and can no longer be deleted, or `false` if it can be deleted.

Example Response:

{
    "id" : "a83c69b3-c945-46d6-af13-08618a1c87a2",
    "created_at" : "2018-02-14T12:00:16Z",
    "updated_at" : "2018-02-14T12:00:16Z",
    "content_type" : "image/jpeg",
    "filename" : "passport",
    "size" : 1234,
    "content" : "<base64-encoded data>",
    "locked" : false
}

Retrieve a file

Retrieves the details of an existing file. You need to supply the unique file identifier.

ATTRIBUTE

file_id required

Example Request:

(new SwiftDilAPI())->File()->get($fileId);

Example Response:

{
    "id" : "a83c69b3-c945-46d6-af13-08618a1c87a2",
    "created_at" : "2018-02-14T12:00:16Z",
    "updated_at" : "2018-02-14T12:00:16Z",
    "content_type" : "image/jpeg",
    "filename" : "passport",
    "size" : 1234,
    "content" : "<base64-encoded data>",
    "locked" : false
}

Download a file

Downloads a previously uploaded file. You need to supply the unique file identifier and output format.

ATTRIBUTES

file_id required
output required, STREAM or BASE64

Example Request:

(new SwiftDilAPI())->File()->download($fileId, $output);

Update a file

Updates the details and content of an existing file. This is an idempotent method and will require all fields you have on the file to be provided as part of request. This will ensure file details held in your system are in line with the details held by SwiftDil.

Please note, this currently works with application/json requests only (i.e. BASE64 encoded content).

ATTRIBUTES

file_id required
size required
content_type required
content required
file required

$data = [
    "content_type" => "image/jpeg",
    "filename"     => "passport copy",
    "size"         => 1234,
    "content"      => "<base64-encoded data>",
];

(new SwiftDilAPI())->File()->update($fileId, $data);

Example Response:

{
  "id" : "a83c69b3-c945-46d6-af13-08618a1c87a2",
  "created_at" : "2018-02-14T12:00:16Z",
  "updated_at" : "2018-02-14T12:10:42Z",
  "content_type" : "image/jpeg",
  "filename" : "passport copy",
  "size" : 1234,
  "content" : "<base64-encoded data>",
  "locked" : false
}

Delete a file

Deletes an existing file. You need only supply the unique file identifier. Please note, once a file attachment has undergone any type of checks (e.g. document verification, identity verification), it can no longer be deleted.

ATTRIBUTE

file_id required

(new SwiftDilAPI())->File()->delete($fileId);

Note

A note is a comment that can be associated with a customer to support operational activities. The API allows you to create, retrieve, update, and delete notes.

Note object

Column name	Type	Description
id	string	The unique identifier for the file.
created_at	datetime	The date and time when the file was created.
updated_at	datetime	The date and time when the file was updated.
text	string	The text of the note. A note can not exceed 4000 characters.

Create a note

Creates a new note object.

ATTRIBUTES

customer_id required
text required

Example Request:

(new SwiftDilAPI())->Note()->create($customerId, "A useful note about John Doe");

Example Response:

{
    "id": "91d457aa-b086-42fc-b4f9-c0649b99f689",
    "created_at": "2017-01-17T23:46:26Z",
    "updated_at": "2017-01-17T23:46:26Z",
    "text": "A useful note about John Doe."
}

Retrieve a note

Retrieves the details of an existing note. You need to supply the unique customer and note identifier.

ATTRIBUTES

customer_id required
note_id required

Example Request:

(new SwiftDilAPI())->Note()->get($customerId, $noteId);

Example Response:

{
    "id": "91d457aa-b086-42fc-b4f9-c0649b99f689",
    "created_at": "2017-01-17T23:46:26Z",
    "updated_at": "2017-01-17T23:46:26Z",
    "text": "A useful note about John Doe."
}

Update a note

Updates the details of an existing note. You need to supply the unique customer and note identifier.

ATTRIBUTES

customer_id required
note_id required
text string

Example Request:

(new SwiftDilAPI())->Note()->update($customerId, $noteId, $text);

Example Response:

{
    "id": "91d457aa-b086-42fc-b4f9-c0649b99f689",
    "created_at": "2017-01-17T23:46:26Z",
    "updated_at": "2017-01-17T23:46:26Z",
    "text": "A useful note about John Doe."
}

Delete a note

Deletes an existing note. You need to supply the unique customer and note identifier.

ATTRIBUTES

customer_id required
note_id required

Example Request:

(new SwiftDilAPI())->Note()->delete($customerId, $noteId);

List all notes

Lists all existing identity verifications for a given customer. The verifications are returned sorted by creation date, with the most recent verifications appearing first. In addition to the attributes listed on the pagination section, the following optional parameters can be used to refine the response.

ATTRIBUTES

customer_id required

Example Request:

(new SwiftDilAPI())->Note()->getAll($customerId);

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Example

List of entities and methods

Customer

Customer object

Address attribute

Create a customer

Retrieve a customer

Update a customer

Delete a customer

List all customers

Risk profile

The risk profile object

Profile attributes

Risk attributes

Retrieve a risk profile

Document

Document object

Create and upload a document

Retrieve a document

Download a document

Update a document

List all documents

Screening

Screening object

SCREENING TYPE

SCREENING RESULT

Create a screening

Retrieve a screening

List all screenings for customer

Search screenings

Matche

The match object

Retrieve a match

List all matches

Confirm a match

Dismiss a match

Confirm multiple matches

Dismiss multiple matches

Associations

Retrieve an association

List all associations

Document Verification

Document verification objecti

Create a document verification

Retrieve a document verification

List all document verifications for customer

Identity Verification

Create an identity verification

Retrieve an identity verification

List all identity verifications for customer

Report

Retrieve a report

Download a report

List all reports

File

File object

Retrieve a file

Download a file

Update a file

Delete a file

Note

Note object

Create a note

Retrieve a note

Update a note

Delete a note

List all notes

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