diff --git a/django_setup_configuration/fields.py b/django_setup_configuration/fields.py
index a957cca..1826fda 100644
--- a/django_setup_configuration/fields.py
+++ b/django_setup_configuration/fields.py
@@ -127,6 +127,17 @@ def __init__(
             else:
                 field_info_creation_kwargs["default"] = inferred_default
 
+        # Defaults for fields with choices often do not map neatly onto the consructed
+        # type used for serialization (e.g. a string) because they may not be a literal
+        # choices but e.g. an enum/Choices member. Inferring the types of the default
+        # can be non-trivial (especially if a default factory is involved), and because
+        # we care about types that can be expressed as simple YAML/JSON scalars, it also
+        # would not make much sense to add complex types to the annotation.
+        validate_defaults = False if self.django_field.choices else True
+        field_info_creation_kwargs["validate_default"] = field_info_creation_kwargs[
+            "validate_return"
+        ] = validate_defaults
+
         return super().__init__(**field_info_creation_kwargs)
 
     @staticmethod
diff --git a/testapp/models.py b/testapp/models.py
index 72a988f..cf73470 100644
--- a/testapp/models.py
+++ b/testapp/models.py
@@ -25,6 +25,12 @@ class TestModel(models.Model):
     str_with_choices_and_default = models.CharField(
         max_length=3, choices=StrChoices.choices, default=StrChoices.bar
     )
+    str_with_choices_and_incorrectly_typed_default = models.CharField(
+        max_length=3, choices=StrChoices.choices, default=1974
+    )
+    str_with_choices_and_incorrectly_typed_default_factory = models.CharField(
+        max_length=3, choices=StrChoices.choices, default=lambda: 1985
+    )
     str_with_choices_and_blank = models.CharField(
         max_length=3, choices=StrChoices.choices, blank=True
     )
diff --git a/tests/test_django_model_ref_field.py b/tests/test_django_model_ref_field.py
index 4721feb..9c6bac4 100644
--- a/tests/test_django_model_ref_field.py
+++ b/tests/test_django_model_ref_field.py
@@ -372,3 +372,18 @@ class Config(ConfigurationModel):
     assert field.annotation == Literal[1, 8] | Literal[42]
     assert field.default == 42
     assert field.is_required() is False
+
+
+def test_choices_with_incorrectly_typed_default_is_not_validated():
+
+    class Config(ConfigurationModel):
+        str_with_choices_and_incorrectly_typed_default = DjangoModelRef(
+            TestModel, "str_with_choices_and_incorrectly_typed_default"
+        )
+        str_with_choices_and_incorrectly_typed_default_factory = DjangoModelRef(
+            TestModel, "str_with_choices_and_incorrectly_typed_default_factory"
+        )
+
+    config = Config()
+    assert config.str_with_choices_and_incorrectly_typed_default == 1974
+    assert config.str_with_choices_and_incorrectly_typed_default_factory == 1985