split out identity verification from bank account connecting

[chadwhitacre]

This would enable two things:

1. Connecting a bank account as a funding source, not a withdrawal sink (payin via ACH debit #777).
2. Verifying identity to be a team without connecting any bank account (allow for underwriting as a business #988).

[DamosDaze]

+1

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Damien Michael Nichols
[email protected]
301.485.9232

Sent from my HAL 9000, Dave.
On May 29, 2013 2:26 PM, "Chad Whitacre" [email protected] wrote:

This would enable two things:

1. Connecting a bank account as a funding source, not a withdrawal
   sink.
2. Verifying identity to be a team without connecting any bank account.

—
Reply to this email directly or view it on GitHubhttps://github.com//issues/987
.

[chadwhitacre]

+1 from @kaguillera.

[chadwhitacre]

This would also help edge cases where someone has a US bank account but not a US identity.

[chadwhitacre]

Maybe we should use Jumio for this? (#2449)

[chadwhitacre]

+1 on https://gittip.freshdesk.com/helpdesk/tickets/751

[chadwhitacre]

+2 via @timothyfcook:

A few of my student team members have had trouble with connecting accounts. Keep getting “invalid” errors.

I don't know exactly what's up with the system on Gratipay but it's not letting me connect an account. I tried both my account and my mom's account to withdraw money since I haven't connected my bank and it just tells me both of them are invalid. It's not big since it just builds up but I thought I'd tell you since you have access to those guys incase it's a problem for all people and not just me because it just looks kind of sketchy.

[chadwhitacre]

+1 https://gratipay.freshdesk.com/helpdesk/tickets/1450

[chadwhitacre]

+1 https://gratipay.freshdesk.com/helpdesk/tickets/1734