diff --git a/gittip/billing/payday.py b/gittip/billing/payday.py
index a675afa4c5..3d670115cb 100644
--- a/gittip/billing/payday.py
+++ b/gittip/billing/payday.py
@@ -626,10 +626,6 @@ def ach_credit(self, ts_start, participant, tips, total):
                 return  # not in Balanced
 
             customer = balanced.Customer.fetch(balanced_customer_href)
-            if customer.merchant_status == 'underwritten':
-                log("%s is not a merchant." % participant.username)
-                return  # not a merchant
-
             customer.bank_accounts.one()\
                                   .credit(amount=cents,
                                           description=participant.username)