diff --git a/tests/py/fixtures/BillingHarness.yml b/tests/py/fixtures/BillingHarness.yml
index 71055b4feb..c9563a275a 100644
--- a/tests/py/fixtures/BillingHarness.yml
+++ b/tests/py/fixtures/BillingHarness.yml
@@ -7,17 +7,17 @@ interactions:
   response:
     body:
       string: !!binary |
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+        gyjBob8NBedgujUGREfe04rN3e4f+AUAAP//AwDXp0nO8wEAAA==
     headers:
       cache-control: ['max-age=0, private, must-revalidate']
       content-encoding: [gzip]
       content-type: [application/xml; charset=utf-8]
-      etag: ['"c0a8976b346e51bb42e6128bb3fac612"']
-      strict-transport-security: [max-age=31536000, max-age=31536000; includeSubDomains]
+      etag: [W/"7b9952b7a514e3b17556f0ba2227e1df"]
+      strict-transport-security: [max-age=31536000; includeSubDomains]
       transfer-encoding: [chunked]
       vary: [Accept-Encoding]
     status: {code: 201, message: Created}
@@ -29,47 +29,69 @@ interactions:
   response:
     body:
       string: !!binary |
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+        1EEU4NDfhoJzMN4aA6Ij72nBpm73D/wCAAD//wMA81w3GvMBAAA=
     headers:
       cache-control: ['max-age=0, private, must-revalidate']
       content-encoding: [gzip]
       content-type: [application/xml; charset=utf-8]
-      etag: ['"b179a0644dabf894a946a41b7ca3b25f"']
-      strict-transport-security: [max-age=31536000, max-age=31536000; includeSubDomains]
+      etag: [W/"84f36ea9e1bf49631cd410ba08de4ff5"]
+      strict-transport-security: [max-age=31536000; includeSubDomains]
       transfer-encoding: [chunked]
       vary: [Accept-Encoding]
     status: {code: 201, message: Created}
 - request:
-    body: !!python/unicode '<payment_method><customer_id>11443524</customer_id><payment_method_nonce>fake-valid-nonce</payment_method_nonce></payment_method>'
+    body: <customer></customer>
+    headers: {}
+    method: POST
+    uri: https://api.sandbox.braintreegateway.com:443/merchants/j9gwdfjdkxymhdgr/customers
+  response:
+    body:
+      string: !!binary |
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+        gyjBob8NBedgujUGREfe04rN3e4f+AUAAP//AwDkssF28wEAAA==
+    headers:
+      cache-control: ['max-age=0, private, must-revalidate']
+      content-encoding: [gzip]
+      content-type: [application/xml; charset=utf-8]
+      etag: [W/"d5473b014386f809214bb4fdf53d5057"]
+      strict-transport-security: [max-age=31536000; includeSubDomains]
+      transfer-encoding: [chunked]
+      vary: [Accept-Encoding]
+    status: {code: 201, message: Created}
+- request:
+    body: !!python/unicode <payment_method><customer_id>80594570</customer_id><payment_method_nonce>fake-valid-nonce</payment_method_nonce></payment_method>
     headers: {}
     method: POST
     uri: https://api.sandbox.braintreegateway.com:443/merchants/j9gwdfjdkxymhdgr/payment_methods
   response:
     body:
       string: !!binary |
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+        b78AAAD//wMAqqbEHRUHAAA=
     headers:
       cache-control: ['max-age=0, private, must-revalidate']
       content-encoding: [gzip]
       content-type: [application/xml; charset=utf-8]
-      etag: ['"d5c1968be63e8a7a1e806856b74d2680"']
-      strict-transport-security: [max-age=31536000, max-age=31536000; includeSubDomains]
+      etag: [W/"ace15502c1bb936f03ac2b64d61de009"]
+      strict-transport-security: [max-age=31536000; includeSubDomains]
       transfer-encoding: [chunked]
       vary: [Accept-Encoding]
     status: {code: 201, message: Created}
diff --git a/tests/py/fixtures/TestNegativeBalances.yml b/tests/py/fixtures/TestNegativeBalances.yml
new file mode 100644
index 0000000000..ce5111a08c
--- /dev/null
+++ b/tests/py/fixtures/TestNegativeBalances.yml
@@ -0,0 +1,387 @@
+interactions:
+- request:
+    body: !!python/unicode <transaction><payment_method_token>g79ztd</payment_method_token><amount>10.61</amount><customer_id></customer_id><type>sale</type><options><submit_for_settlement
+      type="boolean">false</submit_for_settlement></options><custom_fields><participant_id
+      type="integer">4</participant_id></custom_fields></transaction>
+    headers: {}
+    method: POST
+    uri: https://api.sandbox.braintreegateway.com:443/merchants/j9gwdfjdkxymhdgr/transactions
+  response:
+    body:
+      string: !!binary |
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+        n/4GAAD//wMA0MsZVJQSAAA=
+    headers:
+      cache-control: ['max-age=0, private, must-revalidate']
+      content-encoding: [gzip]
+      content-type: [application/xml; charset=utf-8]
+      etag: [W/"3451697fb82f46f2c16d160323fee871"]
+      strict-transport-security: [max-age=31536000; includeSubDomains]
+      transfer-encoding: [chunked]
+      vary: [Accept-Encoding]
+    status: {code: 201, message: Created}
+- request:
+    body: !!python/unicode <transaction><payment_method_token>g79ztd</payment_method_token><amount>20.91</amount><customer_id>80594570</customer_id><type>sale</type><options><submit_for_settlement
+      type="boolean">false</submit_for_settlement></options><custom_fields><participant_id
+      type="integer">2</participant_id></custom_fields></transaction>
+    headers: {}
+    method: POST
+    uri: https://api.sandbox.braintreegateway.com:443/merchants/j9gwdfjdkxymhdgr/transactions
+  response:
+    body:
+      string: !!binary |
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+        QfOIb/4BAAD//wMAgM3Yt5QSAAA=
+    headers:
+      cache-control: ['max-age=0, private, must-revalidate']
+      content-encoding: [gzip]
+      content-type: [application/xml; charset=utf-8]
+      etag: [W/"14a1aef85001740ce165d85d9d8c899b"]
+      strict-transport-security: [max-age=31536000; includeSubDomains]
+      transfer-encoding: [chunked]
+      vary: [Accept-Encoding]
+    status: {code: 201, message: Created}
+- request:
+    body: <transaction><amount>20.91</amount></transaction>
+    headers: {}
+    method: PUT
+    uri: https://api.sandbox.braintreegateway.com:443/merchants/j9gwdfjdkxymhdgr/transactions/42xdypqk/submit_for_settlement
+  response:
+    body:
+      string: !!binary |
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