Note that this section specifically applies to U.S. employees.
Due to our size and distribution we cannot offer group insurance plans. To help cover insurance costs we have set up an Individual Coverage Health Reimbursement Agreement (ICHRA), which allows us to reimburse medical expenses tax free up to a certain amount each month.
Eligible employees may elect to use our ICHRA on the first day of employment. Note that only full-time employees are eligible for ICHRA. We use PeopleKeep to manage our ICHRA documentation and reimbursements.
In order to get insurance reimbursements you need to sign up for your own individual insurance plan using a provider that is approved by the Affordable Care Act (ACA). This is most easily done by using your state's Health Insurance Marketplace. You will able to be reimbursed for approved medical, dental, and vision premiums.
Employees who are injured on the job at Osio Labs are eligible for Workers' Compensation benefits. Such benefits cover any injury or illness sustained in the course of employment that requires medical treatment. We have workers' compensation policies in place is all states where we have employees.
All job-related accidents or illnesses must be reported to the CEO immediately upon occurrence. The CEO will then immediately contact the appropriate source, based on country, to obtain the required claim forms and instructions.